Accidental Death & Dismemberment (AD&D)
An amount paid to your beneficiary in the event of your accidental death. This is paid in addition to the Group Life Benefit. The Dismemberment Benefit is paid to you in the event of loss, or, loss of use of limb, sight etc.
A unique billing number assigned to each individual organization within the new HAL system.
Accidental Death & Dismemberment
Annual salary or annualized (base) earnings of casual, part-time or contract employee status. Annualized earnings are used as a multiplier of group life.
Approved Rehabilitation Plan (ARP)
The Rehabilitation Plan that Rehabilitation Services documents for every employee entitled to Long Term Disability (LTD) benefits who is provided medical and vocational rehabilitation.
BC Government Employees’ Union
BC Nurses’ Union
Benefit Identification Number
A collaborative process involving all stakeholders that assesses, plans, implements, coordinates, monitors, and evaluates the options and services required to meet an employee’s rehabilitation needs.
Canadian Auto Workers
Contractual Information Update
Christian Labour Association of Canada
Court order interest
Cost of living allowance
Cost Benefit Analysis (CBA)
A forecast of the savings to the Long-Term Disability (LTD) Plan if rehabilitation is successful in resolving barriers to employability allowing for an earlier return to employability.
Claims Paying Agent
Consumer Price Index
Canada Pension Plan
Claims Review Committee
Provides financial support in the event of specific diagnosed illness.
Current rate of pay
Community Social Services Employers’ Association
Construction and Specialized Workers’ Union
Canadian Translators & Interpreters Guild
Canadian Union of Public Employees
Disability Claim Administrator
Delayed claim interest
Disability Claims Reporting system
Covers the costs of certain dental expenses
Dependent Life (DL)
An amount paid to you upon the death of your spouse or dependent children.
Diagnostic and Statistical Manual of Mental Disorders- IV (DSM-IV)
Manual published by the American Psychiatric Association that provides a common language and standard criteria for the classification of mental disorders.
Diagnostic Medical Information
Diagnostic information about the illness or injury for which Rehabilitation Services may be provided or for which benefits from the Long Term Disability Plan may be claimed.
DL or D/L
Date of birth
Date of disability. Caution: DOD can also refer to date of death.
A specific spreadsheet that identifies all employee earnings from monthly submission to HBT.
Effective date of coverage: initiation, change or termination.
Extended Health Benefit
EHC or EH
Extended health coverage
Specific spreadsheet that identifies all employee enrolment status changes for monthly submission to HBT.
Early Retirement Incentive Benefit
Extended health (EH)
Covers prescription drug, medical equipment, vision care and paramedical visits.
Fraser Health Authority
Customized Benefit Plans currently available to some employer groups.
FT or F/T
Full time equivalent For instance one full time employee is characterized as 1 FTE; an employee who works half time is characterized as a 5 FTE.
File transfer protocol
General Information Update
Global Assessment of Functioning (GAF)
A numeric score (0 through 100) used by mental health clinicians and physicians to subjectively rate the social, occupational, and psychological functioning of adults, e.g., how well or adaptively one is meeting various problems-in-living. The scale is presented and described in the DSM-IV.
Great West Life Assurance Company (GWL)
An agent of HBT that provides adjudicative services in respect of the Long Term Disability Plan administered by HBT.
Organization, single employer or unit of business.
Group Life insurance product (can be single or multiples of annualized salary).
Group Life (GL)
An amount paid to your beneficiary in the event of your death.
Health Administration Link
Healthcare Benefit Trust
Health Employers Association of BC
Health Administration Link (HAL)
HBT’s name for the benefit administration software used in house.
Health Care Providers
A physician (doctor), therapist, or other medical practitioner who has or may examine, diagnose or treat you with respect to the illness or injury for which Rehabilitation Services may be provided or for which benefits from the Long Term Disability Plan may be claimed.
Hospital Employees’ Union
Health Labour Relations Association
Health Science Association
Health Science Professionals
International Brotherhood of Electrical Workers
International Brotherhood of Painters and Allied Trades
Interior Health Authority
Independent Medical Consultation (IMC)
An assessment completed by a medical expert independent of the employee, the employee’s treating professional and the employer to identify an employee’s barriers to employability. The medical expert should provide recommendations for a treatment plan, but does not provide treatment. An IMC is most frequently requested when there are issues concerning Mental Health, Occupational Health and Addictions.
Includes an evaluation of medical information, an employee interview, a discussion with the employer to identify current or potential barriers to employability and, if barriers exist, an evaluation of the possibility of these barriers being addressed by rehabilitation.
International Union of Operating Engineers
International Woodworkers’ Association
Leave of absence with benefits status code.
Original HAL system
Leave of absence without benefits status code.
Leave of absence status code.
This represents the primary site where an employee works.
Long Term Disability (LTD)
An income replacement plan following completion of the qualification period.
Long-Term Disability Plan
The plan (“LTD Plan”)that provides disability income to covered health care employees who experience a long-term disability. The LTD Plan is administered by the Healthcare Benefit Trust.
Long term disability status code
Long Term Disability
Treatment designed to facilitate recovery from injury, illness, or disease and to restore sufficient physical, sensory, and mental functions to enable gainful employment. Treatment also includes assisting the employee to compensate for deficits that cannot be reversed medically.
Northern Health Authority
Notice of Entitlement (CPP Disability Award)
Other Disability Income
OP or O/P
Extra AD&D coverage for employee/spouse which can be purchased by the employee.
Extra Life coverage for employee/spouse which can be purchased by the employee.
Other Service Providers
Any other service provider that may be retained by HBT to provide Rehabilitation Services to you (including, but not limited to, providers of vocational assessment and evaluation).
Portfolio Assessment Management Plan
Professional Association of Residence of British
Payroll Period End Date
Payroll cut off or end date of specific payroll period.
Pacific Blue Cross
Professional Employees Association
Information about you including without limitation, your name, address, date of birth, date of onset of Work Disability and information about your illness or injury (including, without limitation, information about your functional abilities, treatment or medication that may affect your return to work, nature of illness or injury and likely duration) but excluding Diagnostic Medical Information.
Provincial Health Services Authority
Unique participant identification number based on employer and position held.
Permanent Partial Disability (Awarded by WCB)
Please print for file.
Pulp, Paper and Woodworkers of Canada
PT or P/T
Rehabilitation expenditures plus total LTD benefit costs or estimated LTD benefit (pre-LTD) costs paid during the Rehabilitation Plan time period.
Any monies spent on employee rehabilitation including assessment, treatment, training, etc.
Documentation of medical and vocational rehabilitation required to resolve barriers to gainful employability including outcome measures and a timeline.
Customized services provided to ill or injured employees to facilitate safe stay at work and/or timely recovery and return to employment (including the provision of medical and vocational rehabilitation and return to employment services).
Program of education, leading to certification or other qualification.
Rehabilitation Review Committee
Statement of Benefits Paid
Organization contracted by HBT to provide required services.
Secure file transfer protocol
Short form Def Chng
The short form def chng definition change.
Existing skills upgraded with one or two courses.
Supplemental Monthly LTD Benefit
Totally disabled under the ‘Any Occupation’ definition
Totally disabled under the ‘Own Occupation’ definition
Termination Reason Code….. Indicates one of three termination reasons for enrolment records: 1) termination of employment status 2) termination of current product set 3) termination of life identifying deceased employee.
Team Manager (Great-West Life)
Terms of Reference
Third Party Claim
United Association of Journeyment and Apprentices of the Plumbing and Pipefitting Industry of the United States and Canada.
United Brotherhood of Carpenters and Joiners of America
United Food and Commercial Workers Union of BC
Union of Psychiatric Nurses
United Steelworkers of America
Vancouver Coastal Health
Vancouver Coastal Health Authority
Vancouver Island Health
Vancouver Island Health Authority
Services offered to enable employees with mental or physical disabilities to attain skills, resources, attitudes, and expectations needed to achieve gainful employment. Services offered may include skills enhancement or retraining.
A short term income replacement plan.
An absence from work or a reduction in work capacity (e.g., reduction in hours or duties) attributed to an illness or injury.