Accidental Death & Dismemberment (AD&D)
An amount paid to your beneficiary in the event of your accidental death. This is paid in addition to the Group Life Benefit. The Dismemberment Benefit is paid to you in the event of loss, or, loss of use of limb, sight etc.
Account Number
A unique billing number assigned to each individual organization within the new HAL system.
AD&D
Accidental Death & Dismemberment
Annual Earnings
Annual salary or annualized (base) earnings of casual, part-time or contract employee status. Annualized earnings are used as a multiplier of group life.
Approved Rehabilitation Plan (ARP)
The Rehabilitation Plan that Rehabilitation Services documents for every employee entitled to Long Term Disability (LTD) benefits who is provided medical and vocational rehabilitation.
BCGEU
BC Government Employees’ Union
BCNU
BC Nurses’ Union
BID
Benefit Identification Number
CA
Collective Agreement
Case Management
A collaborative process involving all stakeholders that assesses, plans, implements, coordinates, monitors, and evaluates the options and services required to meet an employee’s rehabilitation needs.
CIU
Contractual Information Update
CL
Canada Life
CLMT
Claimant
CM
Case manager
COI
Court order interest
COLA
Cost of living allowance
Cost Benefit Analysis (CBA)
A forecast of the savings to the Long-Term Disability (LTD) Plan if rehabilitation is successful in resolving barriers to employability allowing for an earlier return to employability.
CPA
Claims Paying Agent
CPP
Canada Pension Plan
CRC
Claims Review Committee
Critical Illness
Provides financial support in the event of specific diagnosed illness.
CSSEA
Community Social Services Employers’ Association
CUPE
Canadian Union of Public Employees
CA
Collective Agreement
Case Management
A collaborative process involving all stakeholders that assesses, plans, implements, coordinates, monitors, and evaluates the options and services required to meet an employee’s rehabilitation needs.
CAW
Canadian Auto Workers
CIU
Contractual Information Update
CL
Canada Life
CLAC
Christian Labour Association of Canada
CLMT
Claimant
CM
Case manager
COI
Court order interest
COLA
Cost of living allowance
Cost Benefit Analysis (CBA)
A forecast of the savings to the Long-Term Disability (LTD) Plan if rehabilitation is successful in resolving barriers to employability allowing for an earlier return to employability.
CPA
Claims Paying Agent
CPI
Consumer Price Index
CPP
Canada Pension Plan
CRC
Claims Review Committee
Critical Illness
Provides financial support in the event of specific diagnosed illness.
CROP
Current rate of pay
CSSEA
Community Social Services Employers’ Association
CSWU
Construction and Specialized Workers’ Union
CTIG
Canadian Translators & Interpreters Guild
CUPE
Canadian Union of Public Employees
DCA
Disability Claim Administrator
DCR
Disability Claims Reporting system
Dental
Covers the costs of certain dental expenses
Dependent Life (DL)
An amount paid to you upon the death of your spouse or dependent children.
Diagnostic and Statistical Manual of Mental Disorders- IV (DSM-IV)
Manual published by the American Psychiatric Association that provides a common language and standard criteria for the classification of mental disorders.
Diagnostic Medical Information
Diagnostic information about the illness or injury for which Rehabilitation Services may be provided or for which benefits from the Long Term Disability Plan may be claimed.
DL or D/L
Dependent life
DOB
Date of birth
DOD
Date of disability. Caution: DOD can also refer to date of death.
EE
Employee
Effective Date
Effective date of coverage: initiation, change or termination.
EHB
Extended Health Benefit
EHC or EH
Extended health coverage
EI
Employment Insurance
ER
Employer
ERIB
Early Retirement Incentive Benefit
Extended health (EH)
Covers prescription drug, medical equipment, vision care and paramedical visits.
FH
Fraser Health
FHA
Fraser Health Authority
Flex
Customized Benefit Plans currently available to some employer groups.
FT or F/T
Full time
FTE
Full time equivalent For instance one full time employee is characterized as 1 FTE; an employee who works half time is characterized as a 5 FTE.
GIU
General Information Update
GL
Group Life
Global Assessment of Functioning (GAF)
A numeric score (0 through 100) used by mental health clinicians and physicians to subjectively rate the social, occupational, and psychological functioning of adults, e.g., how well or adaptively one is meeting various problems-in-living. The scale is presented and described in the DSM-IV.
Group Life
Group Life insurance product (can be single or multiples of annualized salary).
Group Life (GL)
An amount paid to your beneficiary in the event of your death.
HA
Health authority
HBT
Healthcare Benefit Trust
HC
Health care
HEABC
Health Employers Association of BC
Health Care Providers
A physician (doctor), therapist, or other medical practitioner who has or may examine, diagnose or treat you with respect to the illness or injury for which Rehabilitation Services may be provided or for which benefits from the Long Term Disability Plan may be claimed.
HEU
Hospital Employees’ Union
HLRA
Health Labour Relations Association
HSA
Health Science Association
HSP
Health Science Professionals
IBEW
International Brotherhood of Electrical Workers
IBPAT
International Brotherhood of Painters and Allied Trades
IH
Interior Health
IHA
Interior Health Authority
Independent Medical Consultation (IMC)
An assessment completed by a medical expert independent of the employee, the employee’s treating professional and the employer to identify an employee’s barriers to employability. The medical expert should provide recommendations for a treatment plan, but does not provide treatment. An IMC is most frequently requested when there are issues concerning Mental Health, Occupational Health and Addictions.
Intake Assessment
Includes an evaluation of medical information, an employee interview, a discussion with the employer to identify current or potential barriers to employability and, if barriers exist, an evaluation of the possibility of these barriers being addressed by rehabilitation.
LN
Leave of absence without benefits status code.
LOA
Leave of absence status code.
Long Term Disability (LTD)
An income replacement plan following completion of the qualification period.
Long-Term Disability Plan
The plan (“LTD Plan”)that provides disability income to covered health care employees who experience a long-term disability. The LTD Plan is administered by the Healthcare Benefit Trust.
LTD
Long Term Disability
Medical Rehabilitation
Treatment designed to facilitate recovery from injury, illness, or disease and to restore sufficient physical, sensory, and mental functions to enable gainful employment. Treatment also includes assisting the employee to compensate for deficits that cannot be reversed medically.
NH
Northern Health
NHA
Northern Health Authority
NOE
Notice of Entitlement (CPP Disability Award)
ODI
Other Disability Income
OP or O/P
Overpayment
Optional AD&D
Extra AD&D coverage for employee/spouse which can be purchased by the employee.
Optional Life
Extra Life coverage for employee/spouse which can be purchased by the employee.
Other Service Providers
Any other service provider that may be retained by HBT to provide Rehabilitation Services to you (including, but not limited to, providers of vocational assessment and evaluation).
PBC
Pacific Blue Cross
PDE
Pre-Disability
Personal Information
Information about you including without limitation, your name, address, date of birth, date of onset of Work Disability and information about your illness or injury (including, without limitation, information about your functional abilities, treatment or medication that may affect your return to work, nature of illness or injury and likely duration) but excluding Diagnostic Medical Information.
PHSA
Provincial Health Services Authority
PID
Unique participant identification number based on employer and position held.
PPD
Permanent Partial Disability (Awarded by WCB)
PT or P/T
Part time
QP
Qualification Period
Rehabilitation Costs
Rehabilitation expenditures plus total LTD benefit costs or estimated LTD benefit (pre-LTD) costs paid during the Rehabilitation Plan time period.
Rehabilitation Expenditures
Any monies spent on employee rehabilitation including assessment, treatment, training, etc.
Rehabilitation Plan
Documentation of medical and vocational rehabilitation required to resolve barriers to gainful employability including outcome measures and a timeline.
Rehabilitation Services
Customized services provided to ill or injured employees to facilitate safe stay at work and/or timely recovery and return to employment (including the provision of medical and vocational rehabilitation and return to employment services).
Retraining
Program of education, leading to certification or other qualification.
RRC
Rehabilitation Review Committee
SBP
Statement of Benefits Paid
Service Provider
Organization contracted by HBT to provide required services.
SFTP
Secure file transfer protocol
SMB
Supplemental Monthly LTD Benefit
TD
Totally Disabled
TD Any
Totally disabled under the ‘Any Occupation’ definition
TD Own
Totally disabled under the ‘Own Occupation’ definition
TOR
Terms of Reference
TPC
Third Party Claim
VCH
Vancouver Coastal Health
VCHA
Vancouver Coastal Health Authority
VIH
Vancouver Island Health
VIHA
Vancouver Island Health Authority
Vocational Rehabilitation
Services offered to enable employees with mental or physical disabilities to attain skills, resources, attitudes, and expectations needed to achieve gainful employment. Services offered may include skills enhancement or retraining.
Weekly Indemnity
A short term income replacement plan.
WI
Weekly Indemnity
W/L
Wage Loss
Work Disability
An absence from work or a reduction in work capacity (e.g., reduction in hours or duties) attributed to an illness or injury.